Calculate leasing and finance a car with BANK-now

Vehicle leasing with clear terms and fair monthly rates

Leasing allows you to stay financially flexible and mobile. Finance your vehicle in monthly instalments – without ever having to pay the vehicle’s full price.

Whether you’re looking for a new or used car, stay mobile and drive the car that’s perfect for your everyday life.

Our leasing calculator shows you what your ideal instalments could look like in just a few steps. You can then complete the transaction directly with your garage.

Your leasing instalments depend on the following factors:

Vehicle price (new or used car)
Preferred lease term
Deposit amount (any amount of your choice)
Effective annual interest rate

Optional additional protection from greater security

You can protect your monthly leasing instalments with payment protection insurance against risks such as involuntary unemployment, incapacity to work or disability.

Please note: Leasing instalment protection can only be taken out in combination with a valid lease agreement.

Financing amounts in CHF

7’000.- to 250’000.-

for cars

Term

6 months to 5 years

Nominal annual interest rate

4.5 % - 5.9 %

To apply for a loan, you must hold

resident in Switzerland
at least 20 years old
Swiss citizenship or C, B or L residence permits

Additional benefits

No account opening fees or hidden commissions

Paying out and repaying your loan

The financing amount is paid directly to the suppliers
Repayment in equal monthly instalments

Leasing with benefits

Included free of charge

Fixed interest rate

Leasing a car is just like renting an apartment – you pay a monthly instalment for using the vehicle for the term of the agreement at a fixed interest rate.
Chargeable

Payment protection

You have the option to protect your monthly lease instalments. This insurance policy takes over the payment of your instalments in the event of involuntary unemployment or incapacity to work – offering you additional security when leasing a car.

How to get your lease

Plan ahead

Calculate your lease instalments

Use our lease calculator to get an initial estimate of your monthly instalments.

You can customise the vehicle price, term and deposit to get an overview of your financing options.
Get everything ready

Prepare your lease application

As soon as you know your preferred instalments, discuss your leasing options with the garage of your choice.

Your lease application will be processed there and then – quickly, personally and easily.
Get started

Take possession of the vehicle

Once your application has been approved, you can take possession of your new vehicle directly from the garage.

The agreement is concluded there and then – for a seamless handover and a great start to life with your new car.

Protect yourself with our leasing insurance

Leasing insurance

Protect yourself against unexpected events! Our leasing insurance keeps you financially protected – even in the event of redundancy, illness or other unforeseen situations.

Learn more

Frequently Asked Questions

With a LEASE-now leasing product, you pay a monthly installment to use the vehicle over the term of the agreement, similar to paying rent for an apartment, but BANK-now remains the sole owner of the vehicle. The monthly installment is calculated based on the cash purchase price, the number of kilometers driven annually, the lease duration, the lease interest rate, and the relevant residual value. At the end of the agreement, you can return the vehicle to your dealer.

With a CREDIT-now credit product, product, you get a loan to buy the vehicle from a supplier. Following the purchase, full ownership of the vehicle will be transferred to your name. Unlike a leasing agreement, there is no obligation to the supplier and the vehicle can be sold at any time.

This is not an exhaustive overview of the differences. If you have any further questions, please do not hesitate to contact us by phone at 0800 40 40 42.